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Really? … and I thought 2012 was bad. My apologies, I need to rant!

Home Forums Miscellany Community Really? … and I thought 2012 was bad. My apologies, I need to rant!

Viewing 15 posts - 31 through 45 (of 56 total)
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  • #894964
    drag0nfeathers
    Participant

      Well, she was wearing scrubs when I hit her so I’m worried she can probably get falsified medical paperwork if she wanted to.

      My insurance company paid out something like $347 to her for the minor scratches in her paint.

      She didn’t go to the hospital and was completely fine on scene. She threatened me she was gonna sue me and was so in my face during the aftermath of the accident that the cops made her go and sit down in her car to keep the peace.

      Got a busted Windstone?
      drag0nfeathersdesign@gmail.com
      *OPEN for repairs*

      *SEEKING GRAILS*
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      Calypso Hatching Empress
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      #894973

      I am so sorry to hear that things went pear-shaped again for you, drag0n. 🙁 And about Miz Imma Sue: hmm, seems awfully off to me, her screaming “sue” loudly enough that the police send her to sit down and cool off, yet she doesn’t go to the hospital? Obviously no injuries to her lungs, then. 😐
      Possibly the police report might be useful to you here: if the officer on site made a note that the other woman was belligerent, it makes her look awfully suspect if she pursues a lawsuit. I don’t know enough about legal stuff to advise, unfortunately, but I think you might be allowed a copy of the police report. Certainly a copy of that report should be going to your insurance company, and hopefully they will go to bat for you.

      I’d recommend talking to your insurance agent: find out what you can do to protect yourself, and how far they are willing to go to protect you.

      As for the fact that the woman wore scrubs: she may not have any connections to the medical field. She could be a dental hygienist, or a kennel assistant, or a dog groomer. If she procures “medical records,” definitely have them checked for veracity. They may turn out to have been signed by I.R. Baboon, or Dr. Inever Sawrbefore.

      #894976
      Misty
      Participant

        Wish your year was going better hun. Hopefully things will start to look up soon. Many HUGS!!!!

        #894981
        Zloy720
        Participant

          Oh that sucks! And I thought my year was off to a bad start.

          Good luck with your truck and I’m keeping my fingers crossed that Shaun gets that job! Any decent job in this current economy with all the layoffs and furloughs going on due to sequestration is a VERY good thing!

          #894992
          drag0nfeathers
          Participant

            I got a call from my insurance asking about my “assets” not that I have much, but it got me thinking about something… my Windstones!

            I didn’t mention my Windstones…but I’m wondering if I should sign them over to my sister or something for safe keeping

            Now I’m worried! If I was sued by this lady, and I have no money in my bank account, just a reasonable income, (nothing worth suing for) and I don’t really own my truck because it is financed so that’s not an asset… the only thing I have worth anything are my Windstones and I guess my DVD collection. Do you think if I was sued by this woman and I didn’t have any money they could take them instead, or force me to sell them??

            Got a busted Windstone?
            drag0nfeathersdesign@gmail.com
            *OPEN for repairs*

            *SEEKING GRAILS*
            Arc-en-ciel Emperor
            Siphlophis Male Dragon
            Calypso Hatching Empress
            Ivory Moss Sitting Baby Kirin
            Tattoo Mother Kirin
            Emerald Tabby Male Griffin
            Tie Dye + Orion Hatching Royalty
            Indigo Rockfish + Flame Tabby Little Rock Dragons
            Dragon Quail + Obsidian Frost Old Warriors
            Betta Sun Dragon + Male Dragon
            Dreamscape, Orion, Poison Dart, Fireberry, Spangler + Tigerberry Dragons

            #894997

            I got a call from my insurance asking about my “assets” not that I have much, but it got me thinking about something… my Windstones!

            I didn’t mention my Windstones…but I’m wondering if I should sign them over to my sister or something for safe keeping

            Now I’m worried! If I was sued by this lady, and I have no money in my bank account, just a reasonable income, (nothing worth suing for) and I don’t really own my truck because it is financed so that’s not an asset… the only thing I have worth anything are my Windstones and I guess my DVD collection. Do you think if I was sued by this woman and I didn’t have any money they could take them instead, or force me to sell them??

            Are your Windstones Insured by you?? Have you talked to a lawyer??

            #894998
            drag0nfeathers
            Participant

              Neither, I don’t have them insured. I have thought about but never have. Also, I haven’t really talked to anyone about it yet. I just sort of thought of it when the word “asset” came up.

              Got a busted Windstone?
              drag0nfeathersdesign@gmail.com
              *OPEN for repairs*

              *SEEKING GRAILS*
              Arc-en-ciel Emperor
              Siphlophis Male Dragon
              Calypso Hatching Empress
              Ivory Moss Sitting Baby Kirin
              Tattoo Mother Kirin
              Emerald Tabby Male Griffin
              Tie Dye + Orion Hatching Royalty
              Indigo Rockfish + Flame Tabby Little Rock Dragons
              Dragon Quail + Obsidian Frost Old Warriors
              Betta Sun Dragon + Male Dragon
              Dreamscape, Orion, Poison Dart, Fireberry, Spangler + Tigerberry Dragons

              #894999

              PMing you

              #895008
              siberakh1
              Participant

                First bit of advice – retain a lawyer. Best $250-$400 approx. that you will spend.

                I sent you some info regarding the insurance and assets side of things. I just spoke to my brother and got updated info. Assets – don’t tell them ANYTHING. Sounds like the other company phishing, or a lawyer fishing to get info. They are probably looking for an umbrella policy. You retain a lawyer. Sending you info.

                Also sending you additional info regarding the garage repairs to the truck in case that hasn’t been taken care of (they should not have come back to you for more money… it should have been agreed upon regarding what was repaired and what was paid by insurance between the garage, the adjustor, and the insurance company). If they are coming to you directly, they are trying to get more and that can be easily considered extortion. Get the insurance company and adjustor on the phone.

                Yes. You can get a copy of the police report (location and price differs as to whether it was local or state police). Again, sending you info in PM regarding this for MA.

                #895023
                Kim
                Participant

                  Not sure if this would still apply but first of all, if someone was seriously injured in a car accident, liability insurance would cover any medical expenses but because she didn’t even go see a doctor and was obviously fine after the accident, she has no proof of any medical issues and could get get in very big trouble for falsifying anything in court. If she was already paid for car damage by the insurance company but nothing for injury, she has nothing to sue you with, no evidence and especially the minimal damage on her car, would be laughed out of a courtroom. Now for her to even file a small claim, I don’t know where you live but it costs us $200 to do that here and for her to hire a lawyer which could be a lot more, she would be laughed at if they have no evidence against you of any injury. No lawyer would even take a small claim case like that.

                  If by any chance she took you to court or won anything which she wouldn’t, they would simply file a judgement against your name. This means very little as most people never even pay off a small judgement which is basically a paper sitting at the court house with your name saying you owe someone something. And even if you did have a judgement on file you can fight or appeal it. I know as I have been involved in many legal battles in small claims court over problems when my house went through foreclosure and bad landlords trying to file claims for rent though never returning damage deposits, etc. I have seen people fighting for every kind of case you can imagine and most cases are simply dismissed without proper evidence.

                  Secondly, if anyone asks you about your assets, you have none. If you have to, write a bill of sale to your sister for any random made up value for your Windstones that is low as no one would know the difference. People can even hand write a bill of sale for a car for $1 if they want to and it’s still considered legal. Although once this is all over with, rip it up and I would suggest if you don’t already have your Windstones covered under your house insurance, to get contents insurance if they are worth a lot in case you ever have house problems again where they could be destroyed or even stolen.

                  I don’t think in a case like this you would have to spend any money on a lawyer. Sounds like this lady is crazy or full of hot air and threatening to sue people is pretty common if people are angry until they calm down and realize they have no chance of ever winning anything against you. I have been to court, had judgement filed against me and never had to pay out anything or sell anything as I simply filed my own counter claims and judgments against the same people until everything was dropped.

                  Looking for rainbow or pink & teal grab bags!

                  #895027
                  drag0nfeathers
                  Participant

                    First bit of advice – retain a lawyer. Best $250-$400 approx. that you will spend.

                    I sent you some info regarding the insurance and assets side of things. I just spoke to my brother and got updated info. Assets – don’t tell them ANYTHING. Sounds like the other company phishing, or a lawyer fishing to get info. They are probably looking for an umbrella policy. You retain a lawyer. Sending you info.

                    Also sending you additional info regarding the garage repairs to the truck in case that hasn’t been taken care of (they should not have come back to you for more money… it should have been agreed upon regarding what was repaired and what was paid by insurance between the garage, the adjustor, and the insurance company). If they are coming to you directly, they are trying to get more and that can be easily considered extortion. Get the insurance company and adjustor on the phone.

                    Yes. You can get a copy of the police report (location and price differs as to whether it was local or state police). Again, sending you info in PM regarding this for MA.

                    The garage did collect another $2000+ in additional damage from my insurance company once they took it all apart and found extra stuff to charge for. The adjustor stated some of the body damage was “pre existing” (which of course it wasn’t) but they didn’t consider the door damage since it was a rear ending. I tried to explain the fender was pushed into my door which caused the additinal damage there, but they basically said if I wanted it fixed I would have to file a seperate claim, pay an additinal deductible, and probably face an additinal surcharge, so I’m just paying out of pocket to fix the rest to avoid all that. $1400 total out of pocket instead of $500 which was my deductible.

                    I did get a police report already and faxed it to my insurance company AND mailed it. The officer who was there actually knows Shaun from him being WalMart security and once she knew I was his girlfriend, she did write it in a manner as though, even though it was my fault, the woman was uncontrolably angry and made threats to me and they had to send her away. She also refused medical treatment. So at least the police were on my side even though, the accident was clearly my fault.

                    Thanks for the legal info Bri, got your PMs, I’ll read through them more throughly when I get out of work. *nods*

                    Got a busted Windstone?
                    drag0nfeathersdesign@gmail.com
                    *OPEN for repairs*

                    *SEEKING GRAILS*
                    Arc-en-ciel Emperor
                    Siphlophis Male Dragon
                    Calypso Hatching Empress
                    Ivory Moss Sitting Baby Kirin
                    Tattoo Mother Kirin
                    Emerald Tabby Male Griffin
                    Tie Dye + Orion Hatching Royalty
                    Indigo Rockfish + Flame Tabby Little Rock Dragons
                    Dragon Quail + Obsidian Frost Old Warriors
                    Betta Sun Dragon + Male Dragon
                    Dreamscape, Orion, Poison Dart, Fireberry, Spangler + Tigerberry Dragons

                    #895039
                    twindragonsmum
                    Participant

                      Oh drag0n, what a horrible year so far… I’m so sorry – hopefully it gets better from here on out. Hang in there, girlie – what doesn’t kill us makes us stronger. Many hugs

                      twindragonsmum

                      tdm

                      #895043

                      WOW jeebus that seriously sucks… Hugs to you and hope it starts getting better, sounds like your getting some fantastic advice from others here, fingers crossed it all goes in your favour. >_<

                      #895135

                      yipes, you are really going through a lot. I’m so sorry! Sending hugs and hope things start looking up soon. :

                      #895142
                      drag0nfeathers
                      Participant

                        Thanks everyone. I am supposed to go and get my truck from the repair shop tomorrow morning. I haven’t seen it yet. I am crossing my fingers it looks good and runs just as well, but I had a dream last night it was a complete disaster! Like two tones in color (totally off) and that when I started it up black smoke started pouring out from under the hood >_< So tomorrow I am off to drain my bank account and take care of that, but at least it will be done.

                        I've been having a lot of really screwed up dreams! Not all nightmarish per say, just messed up! Like also, last night, I had another dream I was at work and I got a call from my manager that a customer wanted to sue me because I sold her a faulty appliance and it flooded her house and then a giant skunk colored fisher cat looking creature ran up to me and started chasing me and springing up to my face trying to bite me! It had a pink bow by one ear like it was an adorable BUT terrifying pet at one point! One second AWE SO CUTE! and a millisecond later a rabies infested giant ferret with skunk stripes and giant razor teeth. 0.o I was running around the store screaming and I woke up right before it was gonna gnaw my face off!

                        Got a busted Windstone?
                        drag0nfeathersdesign@gmail.com
                        *OPEN for repairs*

                        *SEEKING GRAILS*
                        Arc-en-ciel Emperor
                        Siphlophis Male Dragon
                        Calypso Hatching Empress
                        Ivory Moss Sitting Baby Kirin
                        Tattoo Mother Kirin
                        Emerald Tabby Male Griffin
                        Tie Dye + Orion Hatching Royalty
                        Indigo Rockfish + Flame Tabby Little Rock Dragons
                        Dragon Quail + Obsidian Frost Old Warriors
                        Betta Sun Dragon + Male Dragon
                        Dreamscape, Orion, Poison Dart, Fireberry, Spangler + Tigerberry Dragons

                      Viewing 15 posts - 31 through 45 (of 56 total)
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