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Yes, you can also get cc payments too. If you get over a certian number of cc payments you have to upgrade your account. 🙂
Yes you just give them that e-mail address and it will send money to your account which you can either then leave sit in there, spend from there, or transfer to your bank account. However, if you go over something like 3 received credit card payments a year (bank payments are unlimited) they’ll make you upgrade and then take more fees. So, you should ask people if at all possible if they can pay by bank transfer or instant transfer and not cc or credit card
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