Accident- UPDATE– MY CAR IS TOTALLED

I just got in to an accident on the freeway coming home from work.
A driver had hydroplaned and was facing the gaurd rail, by the time we was in my headlight it was too late. He was across the lane and I almost missed him as I swerved to get in the next lane but I hit the back of his car wuth the front drivers side of my car. The entire side panel is toast and the door would not open right.
The owner of the body shop says he knows the Mercury Insurance adjuster personally and will put a rush on getting him out to look at my car
In 2006 I lose my garndma in 2007 I lose my mom and now in 2008 I might lose my car!!
I just have the feeling the car will be a total and with my credit where it is I will not be able to qualify to get another car lona. I HATE riding my motorcycle in the rain!!
GREAT!!

BUT I had an EmPea mother dragon waiting at my door when I finaly got home!!

My brain was fully functional and I removed my foot from the gas pumped the brake like you are supposed to do when it’s raining and wet. I was actaully I guess looking past the car hoping ti was goign to clear his back side but it was so close that I clipped his back fender I guess it was with the front of my car I continued for about a 100 feet and had to turn around and drive back on my rim.
I was astually very scared because the other guy was walking in front of his car as I was approaching him and I had teh horrible thought that I was going to hirt and kill him.
I mean come on WHO IN THEIR RIGHT MIND would walk in front of their stalled car on the freeway in the rain at night with cars coming at you at 65+ miles per hour??? NOT ME!!!