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We have some cars that we have special insurance on and the company American Collectors Insurance has coverage for regular collectibles..
I have a lot of collectible car models and some signed memorabilia from some Le Mans race car drivers, and then I have my Windstones. I started a database on the estimated value to replace each piece and I was shocked to discover the value of my collection.
The question is..do you insure your Windstones? Regular insurance won’t cover a large collection or jewelry.
If you insure your collectibles, who do you use?
I hope this is an informative topic and here is a link to the people who do our collectible cars…
I am seriously thinking I need to get a policy…and it includes accidental breakage….
we have a household of crazy cats..a dog with a deadly tail and two hairless rats and a lizard that rule the house..i really need to get insurance lol
Mine also aren’t insured. I generally don’t insure anything that I can afford to replace.
Also, in the case of Windstones, the possibility of accidental breakage is extremely low for me (no kids, no pets).
skigod377 wrote:I do, through USAA. They cover collectibles up to $1000, even if I break it myself.
That’s nice. If you ever get that longed-for SK, though, you’ll have to insure it through somebody else. 😆
My stuff’s not insured, but I never even thought about it until someone brought it up awhile back. I really should though. I don’t have the largest collection of folks here, but with 60+, if anything ever happened, I don’t think I’d be able to afford collecting anymore. Or even have the heart to start over 😕
This thread also reminds me to look into renter’s insurance once moved… (so thanks!)
Mine aren’t either and I live in hurricane alley so I probably should check with my homeowners insurance company about it because I now have 75 Windstones.
No, I don’t. But like Mimitrek, accidental breakage with my items is very low (so low that I can’t recall the last item that I’ve had break in my room). My two cats and my dog are extremely well behaved… and the ferret generally doesn’t go in my room… and even if he does almost all of the Windstones are out of his reach (he doesn’t care for sculptures anyway, as I do have a number of them on my ground. He likes stuffed animals).
…one of my cats did think the Windstone large Happy Cat was real or something though. He saw him and freaked out and attempted to paw at him before I shooed him XD …then he came back several times to attempted the same thing.darjeb wrote:Mine aren’t either and I live in hurricane alley so I probably should check with my homeowners insurance company about it because I now have 75 Windstones.
Wow, I never thought of that 😕 I’m in tornado alley myself… we’ve had a couple close calls in the past, too. When I’m out on my own I’ll probably get ’em insured, just in case.
Holy CRAP! I just finished filling in the costs of my pieces on my spreadsheet (what I’ve actually paid for most, and retail for those I don’t have receipts for)… I’ve got over $8K in Windstones. And I don’t even want to talk about how much money’s gone towards PYOs 
…. Yeah… yeah, insurance sounds pretty good.
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