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Hey, just a heads up. Esspecially for those with large collections.
I just talked to my insurance people about my rather large (approaching 100) and expensive collection. He said it’s a good idea to add them and you need either bills of sale or an appraisal to “Prove” to the insurance people that they really are worth that much. And keep records!
Not sure how insurance works in the states but thought some of you might want to look into it!
I just got a “You have a package” thingy from the post office and with my Labradorite Griffy coming, the whole insurance thing popped into my head.
I wouldn’t dream about anyone even coming in my room with out insurance ive got nearly over 300 pieces 😯
Yeah, this has been brought up before. Some people all ready have extra insurance on their collections.
I’m SO happy I thought to keep all my receipts and stuff…have yet to actually insure my stuff, though…it’s on the long “to-do” list!! >_<
"He that breaks a thing to find out what it is has left the path of wisdom."
-J R R TolkienKoishiiKitty wrote:Take photos when that Lab griffy comes in!!!
He didn’t arrive today. It was *only* curlies and a Poad 😀
For receipts and stuff, if you bought through Paypal, you should have the online record of everything. For whatever you got in-store, that’s another story entirely! But yes, I should start looking into it too, though my collection isn’t nearly as big as that.
Read my books! Volume 1 and 2 of A Dragon Medley are available now.
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http://www.sarahjestin.com/feedbacklists.htmDoes anyone where to get an appraisal for retired Windstones?
Even though I have my original store receipts, some of my pieces are worth quiet a bit more now than when I bought them.
We insure 4 Collector Cars with American Collector’s Insurance and they also insure collectibles like Windstones. I checked with them the other day.
You regular homowners won’t cover expensive collectibles. I am planning on starting a policy with them this fall. For my Windstones, Books and Die Cast collections.
We are happy with them as far as the cars go. I have about 70k worth of cars on stated value policies and it only costs me about $1000 per year…which is fantastic!
I never thought about this before but it sounds like a good idea – like I carry flood ins. on the house and content. Also I live in Hurricane Alley. I do take a picture of each new one and keep the memory card where it is safe. I do the same with everything in the house. I’ll have to talk to my insurance company about a rider because living in FL it is very hard to get any kind of house insurance and the deductibles are very high
darjeb wrote:I never thought about this before but it sounds like a good idea – like I carry flood ins. on the house and content. Also I live in Hurricane Alley.
Exactly, Insuring collectibles is like insuring jewelry. I am planning on getting a policy this fall. American Collectors doesn’t even need pictures unless a particular piece is worth $2000, no matter what the total collection value is insured for.
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